Clear Rate Funding | 8-12% APR HELOC for Business (Not 40-200% MCAs)

8-12% APR HELOC for Business. Approved Instantly. Cash in 5 Days.

Get $25K to $750K at 8-12% APR with MCA speed. Stop paying 40-200% APR on merchant cash advances.

Get Approved Now

Get approval now, decide later. No credit impact • No obligation

$42,000

to repay $30K

40-80% APR

$33,000

to repay $30K

8-12% APR

You Save $9,000

Money that stays in YOUR business

Based on typical MCA 1.4 factor rate, 9-month term

Get approved now based on your home equity. Cash in 5 days.

Real bank rates. Typical MCAs cost 40-200% APR. Save $9,000+ on a $30K advance.

No business credit check. Just your home equity value.

Transparent pricing. No daily withdrawals. You control payments.

Get Approval Now, Decide Later

If you don't save money vs an MCA, don't take it.

Getting approved is free. Checking your rate is free. Zero obligation until you accept funds.

✓ No obligation to accept funds

✓ No hard credit pull

✓ No fees until you draw funds

Get Approved in 2 Minutes

Get approval now, decide later. Use the equity you already have.